Wie hoch sind die Hypothekenschulden, die Amerikaner im Verhältnis zu ihrem Immobilienwert tragen?

This is a terrible visual. Not only because it leaves out all data above 100%, but its title and “upward” trajectory make it seem like a vague graph that says “houses are getting more expensive, *shocking*”

The graph is trying to convey that the average mortgage on a house is lagging behind market value, so people are owing less on their house relative to its value. Housing prices are rising faster than the average size of mortgages.