Versicherungen sind der Grund dafür, dass die Gesundheitspreise in den USA so hoch sind

And it’s only going to get more expensive when Trump and Co. have their way. People will be begging to be on their current insurance plan because I’m sure millions will be losing coverage left and right when they cut protections for people with pre-existing conditions, put caps on care and get rid of program such as Medicare and Medicaid.

And determining our care vs a doctor

I’ve been aware of this for 30 years. Why is it now news?

Of course it does. It a third, fourth and fifth party, just adds layers and layers of bureaucracy, and every layer needs to get paid.

Ask yourself has insurance ever;
Made care more affordable/cheaper?
More available?
Lowered cost of any part of medicine?
Improved the quality of care?

Basic scam line of insurance industry is that “ if we all sign up we will share the cost, and therefor our cost will go down” yet 20+ more million people signed up under Obama care and all of our prices went up!
Insurance may work with car or house insurance, as most of us may never make a claim. Health insurance all of us will need care at some point.

Everyone it is a scam, designed to funnel your money/ generational wealth to very few and make them very wealthy. It does not and has not helped you to receive better medicine or care.

Yes I know that there will be stories of I could have never afforded my medicine without my insurance, but that just brings us back to the very first point. The cost of medicine has risen due to insurance companies/scammers.

Universal health care now! It won’t be perfect, it will have its own flaws. But we can look around to every other modern nation, and learn what works and what doesn’t and design a system based of if this. Universal care is very different in different countries from Japan, Germany, France, England, Canada. We can do better. We just need our politicians Left and Right to work for the better of the people not for their own wealth/re-election.

Insurance companies *are incentivised to raise costs as high as they can*.

The [80/20 rule in the ACA](https://www.healthcare.gov/health-care-law-protections/rate-review/) places a legal requirement that they:

>spend at least 80% of the money they take in from premiums on health care costs and quality improvement activities. The other 20% can go to administrative, overhead, and marketing costs.

And profits, even if the ACA website glosses over that part a bit.

And how do you make the real value of that 20% go up? Well, maybe you can optimize your way to some marginal improvements on the overhead portion, but wouldn’t it be so much easier to just make the pie bigger?

Costs go up, premiums go up, and the value of their 20% goes up.

And the people go bankrupt, suffer, and die.

Solution: Get rid of insurance. Get rid of for-profit hospitals.

The CEO needs that shiny mega yacht. You just don’t understand

Restricting access, forcing people to use a middleman. That’s America.

It’s a middleman

America’s healthcare system is a ducking joke unless you have a lot of money. The rest of the modern world has figured out universal healthcare and while some scream, “but in wherever they have to…” and it’s some kind of “ism.” You mean the rest of the modern world with better outcomes at a lower cost.

American health insurance pretty much started in WWII as a way to attract workers when there was an extreme shortage of workers and has been tied to employment ever since. We’ve reached the point where some folks are so darned worried that someone will get something for “free” they’ll gladly pay more to make sure that doesn’t happen.

Years back I had a test where the provider accepted *10 cents on the dollar* as payment in *full*. Yup, $100 test that the insurance company paid the provider $10. If I had gone in without insurance the provider would have wanted $100. How the duck is that not fraud, name any other place in the world where you get a 90% discount.

For anyone who doesn’t agree with me, remember that a healthy workforce is a productive workforce.

Anyone surprised? Nah? Me either.

You don’t say

Duh. It’s also what makes our outcomes so horseshit.

Time to end the current US “healthcare” for profit system and convert to socialized healthcare

You mean that a group of people who siphon off billions without contributing a single fucking thing, make the cost higher?? Whoah my head hurts.

No shit, Sherlock. We’ve been talking about this for decades.