Hallo alle nochmal
Dies ist eine Folgefrage zu meinem vorherigen Beitrag, da einige von Ihnen in den Kommentaren über Banken außerhalb Zyperns gesprochen haben und ich diesen separaten Beitrag verfassen wollte, um Sie alle zu bitten, es mir zu sagen …
Welche Banken AUßERHALB Zyperns AKZEPTIEREN Menschen aus Zypern als ZYPRIOTISCHE BÜRGER?
Bitte stellen Sie eine Liste mit Banknamen bereit.
Auch hier wird Ihr Beitrag sehr geschätzt.
Danke schön!
https://i.redd.it/7ruuj8q0zh6e1.jpeg
Von Feeneex
6 Comments
*Please provide a list with bank names.*
Yes certainty would you like to make an excel so it’s easier for you?
Dude relax, Banks open accounts to legal residents of the country they are licensed to operate in regardless of what your nationality is.
All banks in any EU country, provided that you are resident of the country. It’s not about citizenship, but about residency. You can open any bank account in Germany for example once you are resident of Germany.
I’m an American that hasn’t lived in the US for many years, and have experienced this firsthand. Most people on this sub cannot help you, nor do they have experience with this since they prefer to use Wise, Revolut, and similar fintech services – which are not fully accredited banks and do not offer the same guarantees that you get with traditional physical banks. The people on here that keep advertising these services do not realize the level of risk they are exposing themselves to and it frustrates me that these services keep getting promoted here.
Due to FATCA (a US reporting law), many (perhaps most) major traditional EU banks will not allow me to open accounts. However, this has exposed me to banks that WILL open accounts, regardless of your residency. Thanks to CRS, this is actually even easier for most Europeans, since it all gets reported back to the home country anyway, so it actually relieves pressure on European banks, which can be more liberal in who they allow to open accounts.
The short answer: For you (as an EU citizen, assuming you are ***NOT*** American) Most physical banks. I was able to open an account at Erste/Sparkasse in Austria without being a resident, but I had to do it physically at the bank. However, due to CRS, your holding of a foreign account will still be reported to Cyprus Tax Dept. It doesn’t really matter, so long as you report the income depositing into that account as if you normally would.
So if you only want a bank account for yourself privately: You can get a basic bank account in every country of the EU in every normal bank !
https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/bank-accounts-eu/index_en.htm
Requirements are only that you don’t have any other private account in the other country. Residency is NOT a requirement but maybe you need to get a postbox/mail service or a friends address in that other country because many banks refuse to send letters abroad. And you need to visit personally a branch in other country for opening them.
Those basic accounts are specially protected by EU law and as the word says: Basic. No overdraft, no loans or anything special. A debit card, online banking. They also cannot be closed easily by the bank! You have to actively ask for them at the bank (maybe contact them before travelling). The banks don’t like these basic accounts (sometimes high fees, no advertisement for them) but they have to offer it by EU regulation.
It solves that you can store money somewhere else than Cyprus or that you can participate in domestic payment systems in the other country. You can get one basic account in every member state, so you can have more than one with different countries.
Greece, I am not a resident of Greece, but I have an account there, unless if Greece for you is not “outside of Cyprus “
If you cannot money laundering using Revolut, you got issues my man.