Banken sperren verdächtige Zahlungen vier Tage lang ein

The number of people this saves from fraud will be drowned out by “I lost my chance to buy x” moaning stories to the tabloids.

It’s not great when you’re buying a car. Already have to answer questions just to send the money. Or if you withdraw the cash from a bank they ask you 100 questions.

Why must we all suffer because of dipshits that can’t spot obvious scams.

I know some scams are legitimately convincing and I feel for those people. But so many are at the level of “an Indian guy phoned me and said I’d won a new iPhone and just need to give him my credit card details and national insurance number and he’ll send it to me, but I’ve not received it yet and now £20k has been taken from my account, have I been scammed?”

This new rule to force banks to pay for these idiots’ mistakes will trickle down to the rest of us. Banks aren’t in the business of losing money. Lower savings rates, higher loan rates, cuts that impact service, this new payment delay rule, etc.