Hallo zusammen,
Ich überlege, ein Fahrzeug bei einer Auktion zu kaufen, aber meine größte Angst ist, dass ich am Ende ein Fahrzeug habe, auf dem Pfandrechte oder Schulden lasten. Ich würde gerne von Ihren Erfahrungen und/oder Tipps hören. Egal, ob Sie tolle Schnäppchen gemacht oder unerwartete Herausforderungen erlebt haben, Ihre Erkenntnisse wären für mich unglaublich wertvoll.
- Über welche Arten von Schulden oder Pfandrechten sollte ich mir am meisten Sorgen machen?
Zumindest in meinem Land geht die Haftung für diese Schulden oft auf den neuen Eigentümer über, es gibt aber auch einige andere, die sich gegenseitig ausschließen, sodass ich wirklich unangenehme Überraschungen vermeiden möchte.
Bisher habe ich diese beiden nützlichen Ressourcen gefunden:
-Vegvesen zur Überprüfung früherer Besitzer:
https://www.vegvesen.no/dinside/kjoretoy/finn-eier-og-kjoretoyopplysninger#/finn-eier-og-kjoretoyopplysninger
-Brreg zur Überprüfung von Pfandrechten: (aber ich weiß nicht, wie ich die Informationen interpretieren soll)
https://www.brreg.no/tinglysing/heftelser-i-bil-og-andre-kjoretoy/
Von Rockforyoubabe
3 Comments
I would check for the liens. The bank that has given the loan has the car as the security for the loan, so they could reposes it. I have never heard of this happening though.
Debt on the car itself you do not need to worry about. The debt is attached to the person who took out the loan, so nothing will come to you if you purchase it.
Here is a resource in Norwegian.
https://www.naf.no/kjop-og-salg/kjop/sjekk-heftelser
Those debts will fall on you here too, unless its in the sales agreement that these posts will be gone upon sales/payment. What I would be more worried about is the technical condition of these cars. In a lot of the cases on these auction cars it seem to be not the best. The biggest question is if it will pass an inspection without paying the buying price again to get it there.
Any enforceable debt related to the vehicle will come up if you check it using the second link you posted. Though in theory new debts could be added as long as the vehicle is still the property of the previous owner, so it is a good idea to check this as close to the time of purchase as possible.
Normally the only debts connected to vehicles is car loans, but if the previous owner is in financial trouble it is theoretically possible for other types of debts to be tacked on, to secure the vehicle as security. These will also come up in the check.
Once ownership is transferred to you, no creditors can make claims against the vehicle for debts the previous owner has.
As for how to handle the purchase of a car with debts, check this article: [https://www.naf.no/kjop-og-salg/kjop/sjekk-heftelser](https://www.naf.no/kjop-og-salg/kjop/sjekk-heftelser)